100ms vs Increase: which is better? (2026)

Increase

Increase provides modern banking infrastructure that enables technology companies to programmatically manage financial operations.

Increase provides modern banking infrastructure built for technology companies that need to manage financial operations programmatically. It is designed for engineering teams building products that require direct, API-driven access to banking capabilities rather than relying on layers of third-party abstraction. What Increase does Provides APIs for programmatically managing financial operations Offers direct connections to major financial networks Gives unfiltered access to banking capabilities through its API, rather than a restricted or heavily abstracted interface Who uses Increase Increase is aimed at technology companies that need banking infrastructure as a foundation for their own products. Rather than building against a generic consumer banking app, these teams use Increase's API to connect directly to financial networks and handle the underlying mechanics of money movement and account operations programmatically. For a maker or engineering team building a fintech product, Increase functions as an infrastructure layer: instead of negotiating separate access to financial networks or working through opaque intermediaries, developers can integrate banking capabilities directly into their own systems via API, keeping financial operations under programmatic control as part of the broader application stack.