Key Person Insurance Quest vs MiniValuator: which is better? (2026)

MiniValuator

Free online DCF and PE ratio calculator for US stocks.

MiniValuator is a free online DCF and PE ratio calculator built for anyone who wants to estimate the intrinsic value of US stocks without building a spreadsheet from scratch. It's aimed at individual investors, students of valuation, and finance hobbyists who want a fast way to test assumptions against a stock price. What MiniValuator does Runs a discounted cash flow (DCF) calculation based on user-entered assumptions Calculates PE ratio valuation for US stocks Produces an instant intrinsic value estimate from the inputs provided Includes sensitivity analysis to show how the valuation changes as assumptions shift Generates a shareable valuation card summarizing the results Who uses it MiniValuator is suited to retail investors researching a US stock before buying or selling, finance students practicing DCF and PE methods, and anyone who wants a quick second opinion on whether a stock's price lines up with a set of financial assumptions. Because the output includes a shareable card, it also works for people discussing a valuation with others, such as in an investing group or classroom setting. In a maker or investor's workflow, MiniValuator fits as a lightweight step between reading a company's financials and deciding on a position: enter the assumptions, review the intrinsic value and sensitivity range, then share or save the resulting valuation card for reference.