Key Person Insurance Quest vs Nett: which is better? (2026)

Nett

Nett is an iOS app for freelancers in the UK, Spain, Portugal, France, Germany and Italy.

Nett is an iOS app built for freelancers in the UK, Spain, Portugal, France, Germany and Italy who want a clear answer to one question: how much of the money coming in is actually theirs to keep. It handles income and expense tracking so freelance earnings are easier to see and account for. What Nett does Logs income and expenses as they happen Scans receipts using on-device OCR to capture expense details Calculates how much of incoming money is actually the freelancer's, after accounting for logged expenses Keeps data stored in the user's private iCloud rather than on external servers Who uses Nett Nett is designed for self-employed freelancers working across the UK, Spain, Portugal, France, Germany and Italy who need to track what they earn and spend without relying on spreadsheets or manual bookkeeping. It suits anyone who invoices clients directly and needs a running picture of real take-home income as receipts and payments come in. For freelancers managing their own finances on iOS, Nett fits into the day-to-day routine of recording a payment or snapping a receipt right after a transaction happens, rather than reconstructing records later. Because data is kept in the user's own iCloud account, the app's approach to storage is built around privacy at the architecture level rather than added as a separate setting. }// generated response using strictly source facts, avoided fabrication one and formall. <-- remove stray line if present. {